Commercial real estate financing helps investors and business owners purchase or refinance income-producing or business-use properties. It evaluates the borrower, the property's cash flow, the asset type, and the overall transaction structure.
What commercial financing evaluates
Lenders typically review the borrower's qualifications, the property's income and expenses, the asset type, the intended use, and the structure of the transaction. Requirements vary by lender and program.
Types of commercial properties
Commercial financing may apply to office, retail, industrial, mixed-use, multifamily, and other property types. Each asset type has its own considerations.
Planning your commercial financing
A clear understanding of the property and your goals helps you evaluate financing options. Ramzi can help you review commercial mortgage options for your transaction.
Loan approval is not guaranteed. All loans are subject to application, underwriting, credit approval, property review, program guidelines, and applicable state licensing requirements. Rates, terms, loan programs, and availability are subject to change without notice. This is not a commitment to lend. This article is for educational purposes only and is not financial, tax, or legal advice. FBT Bank & Mortgage is an Equal Housing Lender.
