Licensing and Disclosures
Regulatory information and disclosures for Ramzi Rasamny | Swift To Fund | FBT Bank & Mortgage.
Legal & Licensing Disclaimer
Information provided on this website is for general informational purposes only and does not constitute a commitment to lend. All loans are subject to credit approval, satisfactory property evaluation, adequate equity/down payment, and borrower qualification under standard underwriting guidelines. Rates, terms, and program availability may change without notice and can vary based on market conditions and individual borrower eligibility.
Licensing
- Mortgage Loan Officer: Ramzi Rasamny, NMLS #2244657
- Company NMLS ID: 766443
- State Licensing: Licensed in all states in which business is conducted. License verification available through the NMLS Consumer Access website.
- Equal Housing Opportunity: We are an Equal Housing Lender and an Equal Opportunity Employer/Lender.
Personal Views Disclaimer
All views and opinions expressed on this website are solely those of Ramzi Rasamny and do not necessarily represent or reflect the official policies, positions, or endorsements of FBT Bank & Mortgage.
Dual Representation Disclosure
In certain situations, I may act in a dual capacity as both a mortgage loan originator with FBT Bank & Mortgage and a real estate agent with eXp Realty LLC. In such cases, I may receive compensation from the real estate transaction and separate compensation for originating your mortgage loan.
As a buyer/borrower, you are under no obligation to use me or FBT Bank & Mortgage for financing. Mortgage loan originators cannot offer loans from all funding sources and cannot guarantee the lowest rates or best terms available. Other lenders may offer comparable services with different or lower rates and fees.
You are free to compare multiple lenders, review rates and fees, and choose the mortgage provider that best meets your needs. You may also select any real estate professional to represent you.
By proceeding, you acknowledge that you have been informed of this dual representation and understand that you may choose any lender and any real estate agent of your preference.
Last reviewed: September 2026