Fix-and-flip financing covers the purchase and renovation of a property intended for resale. It is a short-term strategy used by real estate investors.
How fix-and-flip financing works
Fix-and-flip loans typically provide funds to acquire a property and complete renovations, with the goal of selling the property for a return. These are short-term loans, and terms vary by lender and program.
What to consider before starting
Investors should consider the renovation budget, the after-repair value, the project timeline, and the costs of financing. A clear plan helps you understand the potential risks and benefits before committing.
Planning your strategy
A well-structured financing plan supports a smoother project. Ramzi can help you review fix-and-flip financing options and how they fit your investment strategy.
Loan approval is not guaranteed. All loans are subject to application, underwriting, credit approval, property review, program guidelines, and applicable state licensing requirements. Rates, terms, loan programs, and availability are subject to change without notice. This is not a commitment to lend. This article is for educational purposes only and is not financial, tax, or legal advice. FBT Bank & Mortgage is an Equal Housing Lender.
